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Medical Plans

Marymount University offers full-time, regular employees optional health insurance coverage under CareFirst BlueCross BlueShield with three different plans:


Both the employee and the University contribute to these plans.




CareFirst Blue Cross/Blue Shield - 2015 Bi-Weekly Medical Plan Rates:


Blue Choice
Blue Preferred

HMO
Low Option PPO
High Option PPO
Employee
$66.79
$89.37
$101.55
Employee +1
$175.36
$234.69
$266.69
Family
$241.06
$322.63
$366.64



CareFirst Blue Choice Health Maintenance Organization (HMO)
CareFirst Blue Choice HMO offers access to quality health care from a broad network of participating physicians.


Plan Summaries

CareFirst Blue Choice Option 11 – HMO
Prescription Drug Program


How It Works

During enrollment, members choose a Primary Care Physician (PCP) who provides routine care, and coordinates care in providing referrals to in-network specialists and facilities.

During an emergency or urgent care situation, members may receive approval to use out-of-network services.


Advantages of HMOs

Low out-of-pocket cost:
There are no deductibles in an HMO. The HMO members are only responsible for the corresponding co-payments for all covered services.

Focus on wellness and preventative care:
HMOs encourage members to seek medical treatment early, before health problems become severe.

No lifetime maximum payout:
Unlike most health insurance plans, the HMO plan does not place a limit on your lifetime benefits. Your treatments will continue to be covered as long as you are a member.





Blue Preferred Low and High Participating Provider Organization (PPO)
CareFirst Blue Preferred offers choice and convenience, including access to a broad national provider network, and a wide range of health care choices.


Plan Summaries

Blue Preferred Option 11 - Low PPO
Blue Preferred Option 1 - High PPO
Prescription Drug Program


How It Works

Members have the option to choose a Primary Care Physician (PCP) to serve as their personal physician and to help coordinate their health needs.

No referrals are necessary to see specialists in the network. Members just choose a participating specialist and make an appointment.

Members have the option to see any licensed physician either in or outside the Blue Preferred network - though costs tend to be lower when care is received from a provider in the Blue Preferred network.

Emergency care is covered 24 hours a day, no matter where the member receives service.

You can use the CareFirst web system, My Account, to access your claims, a plan description for your specific plan and you can request member ID cards.

Please visit CareFirst BlueCross BlueShield for more information.